Unoccupied Residential Property Insurance

If you require Unoccupied Residential Property Insurance then our range of policies are designed to suit almost any type of property insurance needs. At Policy Centre we can offer three levels of unoccupied property insurance that will protect you against most types of risks such as Fire, malicious damage and subsidence.

Getting cover couldn’t be easier, you can get a quote and be fully insured in less than two minutes using our quoting engine.

Level 1 cover includes:

  • Fire lightening, explosion, earthquake or aircraft
  • Subsidence, ground heave or landslip (Unless specifically excluded at quotation stage)
  • £100 excess increasing to £1,000 in respect of subsidence
  • Property owners liability up to £5,000,000

Level 2 cover includes:

  • Full Standard cover with cover limited for theft, malicious damage and escape of water to £2,500
  • Subsidence, ground heave or landslip (Unless specifically excluded at quotation stage)
  • £100 excess increasing to £1,000 in respect of subsidence
  • Property owners liability up to £5,000,000

Level 3 cover includes:

  • Full Standard cover with cover limited for theft, malicious damage
  • Subsidence, ground heave or landslip (Unless specifically excluded at quotation stage)
  • £100 excess increasing to £1,000 in respect of subsidence
  • £250 excess in respect of theft and malicious damage
  • Property owners liability up to £5,000,000

Pay For Your Buildings Insurance Online – We Accept All Major Credit Cards

Choose and compare quotes from our approved panel of specialists insurers below which are some of the biggest insurance companies in the UK

*If you want to pay for your unoccupied property insurance via direct debit then we arrange this for you too. This option is avaialble for premiums over £300.00  –  simply call us with your quote reference and one of our advisors can arrange this for you.