Do you have a 2nd Home that is let out as a holiday let? Our 2nd Home Insurance policy is designed to protect your investment against all the risks that can be associated with renting your property for short term lets to people who use it for their holiday.
As a 2nd home owner you will appreciate the importance of having comprehensive insurance to protect your assets and rental income which is why we have designed our Holiday Home Insurance for this exact purpose. We can even provide cover for prolonged periods while your property is unoccupied.
Our 2nd Home Insurance is specifically tailored to provide you with the best level of cover for your holiday let investment including its contents and any staff such as cleaners that may be associated with the upkeep and maintenance of the property.
In the event that there is damage caused, either accidentally or maliciously, there may be a requirement for decorating or replacing items such as TV’s and other electrical equipment.
Getting an instant quote and cover for your second home couldn’t be easier, simply click on one of the quote now buttons or alternatively get in touch with us via telephone or our live chat option where we have one of our advisors waiting to answer your queries.
Whats included as standard in all levels of cover?
Full Standard Perils
Accidental damage (Optional)
Property owners liability £2,000,000
Loss of rent or alternative accommodation (up to 20% loss of the building sum insured)
Contents cover (Optional)
Standard Excess £50 (£100 Subsidence)
Pay For Your 2nd Home Insurance Online
We Accept All Major Credit Cards
*If you want to pay for your 2nd Home Insurance via direct debit then we arrange this for you too. This option is available for premiums over £300.00 – simply call us with your quote reference and one of our advisors can arrange this for you.
Cover for Unoccupied Periods
Full standard perils apply subject to:
The water being turned off at the mains and all tanks and pipes being drained OR the central heating system being in continuous operation to maintain a minimum temperature of 60 degrees farenheit / 15 degrees Celsius between 1st October and the 1st April inclusive
Property being secured
Unoccupied excess £250 (£1000 subsidence)